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We offer unique services to our clients and represent them to their creditors for a loan reduction and modification on a case-to-case basis, either business and residential loans.

R. David & Associates provides professional guidance and consulting to avoid bankruptcy and/or if you are currently in foreclosure proceedings.

R. David & Associates subscribe to large and small businesses that are currently in forbearance agreement with the creditors, loan and default, foreclosures and Chapter 13 or Chapter 11 in the bankruptcy proceedings before the US Bankruptcy District Courts.

We offer negotiation in compliance to their civil and debtors rights, and representation to key states.

Our over 25 years experience in Financial Consulting had assisted clients throughout the nation; in New York, New Jersey, California, Florida, Hawaii, Connecticut, Virginia, Pennsylvania, Delaware, Washington and other states.